Regional Directorate, Shimla

Name of Regional Directorate: Shimla
Jurisdiction: Himachal Pradesh
Address: Gargey Niwas, near Govt. High School, Lower Kaithu, Shimla –171003, Himachal Pradesh.
Name of Regional Director: Shri Rakesh Verma
Contact details of Regional Directorate: Ph: 0177-2657689, Fax: 0177-2658735, E-mail:

Google Map link :

Cooperatives in Himachal Pradesh:

S.No. Category of Societies Number
A. Credit Coop Societies  
i. Apex - Bank 1
H.P. State Co-operative Bank Ltd.
ii. Apex - ARD Bank 1
The HP State Co-Operative Agriculture & Rural Development Bank
iii. Secondary Coop Soc. - DCCBs 2
Jogindra Central Cooperative Bank Limited.
The Kangra Central Co-operative Bank Ltd.
iv. Primary Co-operative Societies 1
Kangra Primary Cooperative Agricultural and Rural Development Bank
Urban Coop Banks 5
The Shimla Urban Cooperative Bank Limited
The Parwanoo Urban Co-Operative Bank Limited
The Baghat Urban Co-Operative Bank Ltd
Mandi Urban Cooperative Bank Ltd
Chamba Urban Co-operative Bank Ltd
Primary Agriculture Coop Societies (PACS) 2119
v. Thrift & Credit Coop Societies 438
B. Non Credit Coop Societies 2323
  Total 4890

Implementation of NCDC Programmes:

Financial support by NCDC:

Up to 31.03.2022, NCDC has provided total disbursement of Rs. 956.71 crore benefitting various cooperative projects/units as follows:

S.No. Scheme/Activity Cumulative Disbursement as on
31.03.2022 (Rs. in crore)
1 Marketing & Inputs 218.06
2 Processing 3.32
3 Weaker Sections 20.25
4 Consumer 26.04
5 Storage 19.28
6 Cold Storage 0.51
7 ICDP 301.50
8 MIS 65.17
9 Service & Agri. Credit 300.38
10 F&V 1.86
11 FPO 0.34
  Total 956.71

Sector wise cumulative disbursements

Achievements during last 5 years (Up to 31.03.2022):

Year Assistance
Sanctions Disbursements
(Rs. in crore)
Number Amount
2017-18 16 79.36 32.36
2018-19 17 92.60 45.19
2019-20 8 36.61 59.69
2020-21 5 25.92 36.90
2021-22 10 9.77 14.74

Highlights of the programmes assisted and other relevant Achievements/ issues during the last 5 years (2017-18 to 2021-22):

  • Promoted cooperative movement in the State at all levels i.e. from Primary to Apex Federation.
  • NCDC has also reached the toughest areas of HP like Kinnaur and Lahaul & Spiti to explore the opportunity for the development of PACs.
  • Provided assistance to cooperatives under direct funding schemes of NCDC. A total sanction during last five year is Rs. 244.25 Cr under for 53 units.
  • In last 5 years PACs have been assisted for construction and up-gradation of Godowns/showrooms in the HP region.
  • 2nd Phase of ICDP is ongoing in three districts – Solan, Mandi & Una.
  • 4 awards have been received for excellent work in Hindi language from the Chairman, NARAKAS (Department of Official Language Ministry of Home Affairs, GoI).
  • Under SAHAKAR-22, target was overachieved for nurturing of primary cooperatives in FY 2019-20 and achieved in 2020-21 and 2021-22.
  • During 2021-22, RTC Shimla has conducted 6 online trainings for the co-operators/ representatives of PACS.
  • An internship has been successfully completed under Sahakar Mitra scheme of NCDC.

New Initiatives in the Region during F.Y. 2022-23:

  • FPOs/ FFPOs for value addition.
  • Promotion of activities under PMMSY/AYSHMAN/YUVA Sahakar.
  • Assistance to PACs for upliftment and business development activities.

Initiatives for development of Aspirational Districts (identified by NITI Aayog) through Cooperatives:

Visits have been made into the interiors and remote areas of the Chamba district for nurturing of cooperatives, to understand the need of the cooperatives and to convince them for diversification from their existing business. PACs have shown their interest in availing assistance under direct funding scheme. Thrust is given to the early start of 2nd phase of ICDP in the aspirational district (Chamba).

Development Opportunities in the State through Cooperatives:

  • 2nd Phase of ICDP in remaining 3 districts
  • State-wide Integrated Development for identified sectors/ activities through Cooperative structure
  • SAHAKAR-22 of NCDC.
  • Cooperatives can be assisted under PMMSY/Ayushmaan & Yuva Sahakar scheme
  • Women empowerment through Cooperatives (Handicraft, Handloom items etc.)
  • Computerization of Federations/PACS
  • Assistance to the consumer sector cooperatives & fruits and vegetables processing units.
  • Development of the cold-chain infrastructure & high quality seeds.
  • Strengthening of cooperatives of high altitude area – milk, bee-keeping, wool, dry fruits, livestock, exotic, herbs & medicinal plants etc
  • Fisheries (via dams/ reservoirs/ rivers) etc

Success Stories:

  • The Bhutti Weavers Handloom Cooperative Society

    Nationally and Internationally known Handloom Cooperative Society located at Kullu. It has won following awards:

    • A National Award Gold in 1993(Ministry of Textiles)
    • Udyog Ratna Award in 2005 (PHD Chamber of Commerce and Industry)
    • Cooperative Excellency Award in 2009 (NCDC)
    • The Yeoman Service and Leadership Textile Industry NISTII-IIT, 2009.

The society also holds an ISO 9001:2015 certificate for quality practices conforming to international standards and markets its products via thirty five outlets under its own trademark, exhibitions and exports to countries such as: Belgium, France, Great Britain, Russia, Japan, China, Spain and USA.

Himachal Pradesh State Cooperative Bank Ltd.

H.P. State Co-operative Bank Ltd. was registered in 1953 and started functioning as an apex bank as well as Central Financing Agency under 2-tier system in 6 districts of the State. Now it has a network of 190 branches and extension counters. It is a National Award winner bank, which has been conferred for achieving overall excellence in banking operations. It is the first co-operative bank in India to implement. Total branch automation software in all its branches with financial support of NCDC under CBS computerization projects etc.