Name of Regional Directorate: Bengaluru
Jurisdiction: Karnataka
Address: 3rd Floor, Karnataka Housing Board Shopping Complex, National Games Village, Vivekanagar Post, Bengaluru – 560 047
Name of Regional Director: Shri K.N. Sreedharan
Contact details: Ph: 080-25702112, Fax: 080-25701860, E-mail: ro.banglore ncdc.in
Google Map link (Route map of Directorate):
https://goo.gl/maps/aP6Hrj2Zb3GvHxN26
Cooperative Societies in Karnataka:
| S.No. | Category of Societies | Working | Defunct | Liquidation | Total |
|---|---|---|---|---|---|
| 1 | Multi State Cooperative Societies | 16 | 16 | ||
| 2 | State level Cooperative Federations | 33 | 5 | 38 | |
| 3 | District central Cooperative Banks | 21 | 21 | ||
| 4 | Primary Co-op Agriand Rural Development Bank Ltd, | 176 | 2 | 178 | |
| 5 | Primary Agriculture Co-operative Societies (PACS) | 5343 | 15 | 165 | 5523 |
| 6 | Large Size Adivasi Multi-Purpose Coop Societies | 25 | 25 | ||
| 7 | Sericulture growers Cooperative Societies | 27 | 4 | 12 | 43 |
| 8 | Sahakari Grain Banks | 95 | 1 | 9 | 105 |
| 9 | Urban Cooperative Banks | 248 | 41 | 289 | |
| 10 | Other Credit Cooperative Societies | 2892 | 139 | 220 | 3251 |
| 11 | Employers Credit Cooperative Societies | 1051 | 55 | 108 | 1214 |
| 12 | Taluka Agriculture Primary Coop MarkgSocieties | 179 | 9 | 188 | |
| 13 | Other Marketing Cooperative Societies | 86 | 6 | 13 | 105 |
| 14 | Cooperative Sugar Factories | 25 | 2 | 10 | 37 |
| 15 | Processing Cooperative Societies | 124 | 10 | 26 | 160 |
| 16 | Cooperative Spinning Mills | 11 | 6 | 17 | |
| 17 | Oilseed Growers Cooperative Societies | 523 | 32 | 62 | 330 |
| 18 | Livestock Cooperative Societies | 523 | 25 | 64 | 612 |
| 19 | Milk Producers Cooperative Societies | 14968 | 399 | 605 | 15972 |
| 20 | Cooperative Milk unions | 14 | 2 | 16 | |
| 21 | Joint farming Cooperative Societies | 46 | 9 | 111 | 166 |
| 22 | Lift Irrigation Cooperative Societies | 74 | 11 | 36 | 121 |
| 23 | Water Users Cooperative Societies | 2874 | 307 | 38 | 3219 |
| 24 | Fisheries Cooperative Societies | 585 | 11 | 44 | 640 |
| 25 | Weavers Cooperative Societies | 628 | 59 | 156 | 843 |
| 26 | Other Industrial Cooperative Societies | 198 | 31 | 122 | 351 |
| 27 | Labour Cooperative Societies | 258 | 48 | 263 | 569 |
| 28 | Consumer Cooperative Societies | 1177 | 48 | 139 | 1364 |
| 29 | Central Co-operative Whole sale Stores | 29 | 1 | 12 | 42 |
| 30 | Housing Cooperative Societies | 1317 | 112 | 334 | 1763 |
| 31 | Forest Labour Cooperative Societies | 18 | 4 | 14 | 36 |
| 32 | Labour Cooperative Societies | 74 | 25 | 51 | 150 |
| 33 | District Cooperative Union | 40 | 4 | 44 | |
| 34 | District Cooperative Federation | 7 | 7 | ||
| 35 | Multi-purpose Cooperative Societies | 2051 | 170 | 149 | 2370 |
| 36 | Student Consumer Cooperative Societies | 102 | 6 | 10 | 118 |
| 37 | Barber Cooperative Societies | 72 | 9 | 82 | |
| 38 | Women Multi-purpose Cooperative Societies | 1068 | 134 | 241 | 1443 |
| 39 | Tailor Cooperative Societies | 32 | 6 | 38 | |
| 40 | Tailor Cooperative Societies | 10 | 6 | 15 | 31 |
| 41 | Leather Cooperative Societies | 21 | 6 | 26 | 53 |
| 42 | Tree Planters Cooperative Societies | 10 | 11 | 21 | |
| 43 | Hand Pounding Cooperative Societies | 1 | 5 | 6 | |
| 44 | Washer men Cooperative Societies | 6 | 2 | 8 | |
| 45 | Electricity Cooperative Societies | 10 | 2 | 12 | |
| 46 | Transport Cooperative Societies | 9 | 6 | 15 | |
| 47 | Co-operative Hospitals | 6 | 4 | 3 | 13 |
| 48 | Co-operative Printing press | 15 | 5 | 7 | 27 |
| 49 | Wool weavers Cooperative Societies | 291 | 12 | 26 | 329 |
| 50 | Other Cooperative Societies | 409 | 31 | 90 | 530 |
| Total | 37532 | 1730 | 3289 | 42551 |
Implementation of NCDC Programmes (in Karnataka):
Financial support by NCDC:
Up to 31.03.2021, NCDC has provided total assistance of Rs.2971.64 crore benefiting various Cooperative projects/units as below:
| S.No. | Scheme/Activity | Cumulative Disbursements as on 31.03.2021 (Rs. in crore) |
|---|---|---|
| 1 | Marketing & Inputs | 92.09 |
| 2 | Sugar | 2077.81 |
| 3 | Textile | 119.19 |
| 4 | Processing | 40.19 |
| 5 | Weaker Sections | 122.46 |
| 6 | Consumer | 10.73 |
| 7 | Storage | 90.09 |
| 8 | ICDP | 25.11 |
| 9 | Promotional Schemes | 40.30 |
| 10 | Service & Agri. Credit | 351.67 |
| Total | 2971.64 |
Sector wise cumulative disbursements
Achievements during last 5 years (Up to 31.03.2021):
| Year | Assistance | ||
|---|---|---|---|
| Sanctions | Disbursements (Rs. in crore) |
||
| Number | Amount | ||
| 2016-17 | 101 | 381.78 | 247.795 |
| 2017-18 | 28 | 447.45 | 450.235 |
| 2018-19 | 29 | 155.06 | 269.240 |
| 2019-20 | 47 | 164.81 | 151.670 |
| 2020-21 | 40 | 117.73 | 170.69 |
Highlights of the programmes assisted and other relevant achievements/ issues during the last 5 years (2016-17 to 2020-21):
- Successfully encouraged Cooperatives in availing of assistance under direct funding schemes of NCDC.
- Promoted Cooperative movement in the state at all levels i.e. from Primary to Apex Federation.
- Financial assistance of Rs.874.80 crore was provided to various Agro Processing Units.
- Financial assistance of Rs.43.63 crore was provided to Dairy Co-operatives for creation of various infrastructural facilities.
- Funded Cooperatives in Service sector like Transport, Hospital, etc.
- Provided working capital to Primary Agriculture Credit Society (PACS) & Souharda Cooperatives under Service & Agriculture sector to the tune of Rs.347.65 crore.
- Financial assistance of Rs.8.36 crore was provided to Marketing Cooperatives for improvement of their businesses.
- Under the Central Sector Scheme for implementation of Farmer Producer Organizations (FPOs), Rs.3.50 crore sanctioned to 5 CBBOs.
- The Regional Training Centre (RTC), Bengaluru established in 2019 for imparting Skill Development programmes to Cooperative personnel has conducted 6 trainings programmes for officials of PACS. Details are given below:-.
| S. No | Topics on which training imparted | Date of Training | No. of Participants |
|---|---|---|---|
| 1 | Business Development and Assets Management in Primary Level Coop. Societies | 02.08.2019 | 17 |
| 2 | Accounts & Book Keeping in Primary Level Coop. Societies | 06.08.2019 | 14 |
| 3 | Accounts & Book Keeping in Primary Level Coop. Societies | 27.08.2019 | 19 |
| 4 | General Management for Primary Level Cooperatives | 24.06.2020 | 50 |
| 25.05.2020 | 48 | ||
| 5 | Business Development & Assets Management for Primary Level Cooperatives | 14.07.2020 | 55 |
| 25.07.2020 | 50 | ||
| 6 | Accounts & Book Keeping in Primary Level Cooperatives | 13.08.2020 | 51 |
| 14.08.2020 | 48 |
Initiatives for development of Aspirational Districts(identified by NITI Aayog) through Cooperatives:
NITI Aayog has identified two districts i.e. Yadagiri and Raichur as an Aspirational Districts.
- In Yadagir District, totally an amount of Rs.194.15 lakh was provided under ICDP Scheme to 79 PACS for renovation of Godown, Margin Money, purchase of Furniture & Fixture, establishment of E-Kiosk, Computerization of PACS, opening of banking counters with Safe locker facility, replacement of Tin Roof with RCC roofing during the years 2006 to 2013.
- In Raichur District, NCDC has provided financial assistance of Rs. 233.93 lakh to Milk Union and Primary Milk Producers’ Cooperative Societies towards modernization-cum-expansion of milk packaging unit and modernization-cum-expansion of milk collection centers during 2012 to 2016. Financial assistance of Rs. 62.45 lakh has been provided for creation of 2960 MT capacity godown by Raichur Agri. Produce Mktg. & Processing Coop. Ltd., Raichur. to 2016.
Development Opportunities in the State through Cooperatives:
- Modernization-cum-expansion, capacity optimization and cogeneration projects of Cooperative Sugar Mills.
- Working capital to Cooperatives, including sugar mills, marketing, Agri Credit Cooperatives & Souharda Cooperatives.
- Creating storage capacity by Cooperatives in rural areas.
- Focus on Service Sectors
- Promoting Agro. Processing and other value addition activities.
- Formulation of FPOs/FFPOs.
Success Stories:
- Shri Sainath Sahakar Dudh Utpadakar Sangh Ltd., Mangur, Chikkodi Taluk, Belgaum District, Karnataka State.
The Shri Sainath Sahakar Dudh Utpadakar Sangh Ltd., established in 1979 under the Karnataka Co Operative Societies Act 1959 has its registered office at Mangur, Chikkodi Taluk, Belgaum District, Karnataka State.
The society has completed 40 years of glorious service. The society which had started with a bare minimum share capital of Rs.2,100/- with 21 members during 1979, as on date, has total share capital of Rs.6.5 lakh with 520 members. The society is run by 12 Elected Members consisting of chairman, vice chairman and 10 directors elected during the financial year 2020-2021.
The vision of the society was to (i) promote self help cooperative principle/movement, (ii) help members to buy milching cattle and rear them, (iii) creation of storage facility for storing and marketing milk supplied by members, (iv) manufacture of milk products and market the same, (v) Help members to rear sheep chicken and market the produce, etc.
The main objective of the society was to free domestic milk producers from the clutches of middlemen so as to increase production of milk and to get remunerative price for their produce through cooperative movement. Even through the society was established with a sole aim of procuring milk from the farmers, it has diversified its activities by started bakery products manufacturing unit in 1997. Now the society has two divisions, one for purchase and sale of milk produced by members of the society and another for production and sale of bakery products. The bakery units were established at Mangur, Chikkodi Taluk, Belgaum District.
The society set up a bakery unit in the year 1997, with fire-wood oven and old machinery which was operated manually till 1999. Thereafter, society purchased a mechanized oven. During the initial years, the bakery was producing only limited products, such as buns, pav etc, which were sold in the local market. From this stage, the society has progressed to the level of manufacturing different varieties of products like, bread, bun, khari, biscuit, cakes, toast etc., with intake capacity of 12.00 MT per day (around 3400 MT per year). With the establishment of bakery, the society is providing direct employment to around 170 workers and indirect job opportunities to around 1000 people. Though the bakery unit is situated in interior rural area of Belgaum District, the performance of the bakery unit is highly commendable. About 30 varieties of bakery products, viz., milk bread, butter pav, kara butter, cake, milk toast, baby toast, etc. are being manufactured and sold in Karnataka as also in the neighbouring states of Maharashtra and Goa under the brand name “SAI SAHAKAR”. Presently the society has appointed 48 whole sale dealers in these areas. The manufactured bakery products are transported on the same day through 11 vehicles to different market places without any back-log. The fact that the society is selling entire quantity of bakery products to dealers on “No-replacement – No credit” basis is worth mentioning, paving way for maintaining quality of products.
NCDC Support:
With the growing demand for Sai Sahakar bakery products both within the State & in neighbouring States, the society modernized the plant and adopted automation of various processes. Sensing its potentiality to widen spectrum of activities, NCDC also supported the society for modernization and expansion of the unit. NCDC provided Rs.57.96 lakh as term loan towards Modernisation-cum-expansion of Bakery Unit from 3.5 TPD to 6 TPD at a block cost of Rs.89.17 lakh and completed the expansion project and started operating with the expanded capacity since 2013-14.
Performance:
The growth of the society during 1984-85 is as follows:
| Year | No. of Members | Share Capital (in Rs) | Business handled (in lakh) | Net profit earned (in Rs) |
|---|---|---|---|---|
| 1984-1985 | 122 | 7390/- | 9.73 | 31590/- |
| 2019-2020 | 527 | 752200/- | 952.26 | 82500/- |
Further, the society is also engaged in the services of:
- Free animal care.
- Subsidy for calf development/nurturing.
- Insurance coverage for animals as also for their members.
- Distribution of prizes ranging from Rs.2,000/- to Rs.10,000/, to 3 highest suppliers of cow milk and buffalo milk separately.
- Bonus to the milk suppliers during festival seasons.
- Arranging free medical / eye checkup camps in the villages.
- Financial aid to the extent of Rs.1000/- towards cremation expenses in the event of death in the members’ family.
- Every year, 6 children from the member’s family are selected and sent to Anand Agricultural University for 6 months diploma in baking & on successful completion; they are given employment in the bakery unit.
In a highly competitive environment, cooperatives are ideal institutions to support the farmers because of their wide spread and reach due to their close affinity with the rural farming community. With the dynamic leadership and management coupled with unstinted support of the local cooperative leadership, Shri Sainath Sahakar Dudh Utpadakar Sangh Ltd., could diversify its activities thereby enhancing rural economic activities.