Regional Directorate, Chandigarh

Name of Regional Directorate: Chandigarh
Jurisdiction: Haryana, Punjab, UT of Jammu & Kashmir, UT of Ladakh and UT of Chandigarh
Address: S.C.O. No. 150-152, Ground Floor, Sector 34-A, Chandigarh-160022
Name of Regional Director: Lt. Col Ashish Mohan Agarwal
Contact details of Regional Directorate: Phone: 0172-2660127, Mob. No.- 9311765337, E-mail: [email protected]

Google Map link (Route map of directorate):https://www.google.com/maps/place/NCDC

HARYANA

Cooperatives in Haryana:

S.No. Category of Societies Number
1 State Level Cooperative Organizations (representing Marketing, Dairy Handloom Weavers, Fishermen, Sericulture, Oilseed, Sheep & Goat, Credit and Banking) 08
2 District Central Co-operative Banks 19
3 Primary Credit Cooperative Societies 718
4 Dairy Cooperatives 6249
5 Marketing Cooperatives 74
6 Cooperative Sugar Mils 11
7 Labour Cooperative Society 4558
8 Transport Societies 1002
9 Fruit and Vegitables Societies 68
10 Other type of Societies 2424
  Total 15111

Implementation of NCDC Programmes in Haryana:

Financial support by NCDC: Up to 31.03.2021, NCDC has provided total assistance of Rs. 16592.97 crore benefiting various Cooperative projects/units as below:

S.No. Scheme/Activity Cumulative Disbursements as on
31-03-2021 (Rs. in crore)
1 Marketing 123.7
2 Inputs 0.63
3 Agro-processing 356.31
4 Storage 140.05
5 Rural Consumer 2.47
6 ICDP 246.85
7 Weaker sections 0.36
8 Promo.& Other Activities 0.09
9 CIC &SC 7.94
10 Computerization 0.31
11 F&V 0.22
12 Housing Coop. 50.04
13 Working Capital 15664
   Total 16592.97

Sector wise cumulative disbursements
Cumulative disbursements as on 31-03-2021 (Rs in crore)

Achievements during last 5 years (Up to 31.03.2021)

Year Assistance
Sanctions Disbursements
(Rs. in crore)
Number Amount
2016-17 4 3504.56 1520.35
2017-18 5 323.56 319.6
2018-19 9 300.92 309.2
2019-20 16 8900 6608.56
2020-21 14 12527.32 6645.11

Highlights of the programmes assisted and other relevant achievements/ issues during the last 5 years (2016-17 to 2020-21):

Growing exponentially year on year assistance has covered maximum sectors, viz., marketing, ICDP, Sugar processing, storage, consumer, industrial and service cooperatives etc.

ICDP: One of the important schemes of the NCDC is “Integrated Cooperative Development Project (ICDP) Scheme” which was introduced in the year 1985-86 and aims at:

  • Development of Primary Agricultural Credit Societies as multi-purpose self-reliant entities.
  • Development of allied sector cooperatives; and
  • Development of viable functional linkages among cooperatives. At present in the Haryana State, 6 more districts (Panipat, Sonepat, Kaithal, Karnal, Gurugram and Kurukshetra) have been sanctioned for second phase of the project. For these ICD projects an amount of Rs.131.86 crore has been sanctioned in the State.

SAHAKAR 22: RO Chandigarh has been allotted a target of 267 primary level cooperatives for their nurturing during the year 2020-21 under Sahakar 22. RO is personally interacted with Presidents/Chairmen/Secretaries of 268 primary cooperatives during the year. During the interaction many challenges and requirements have been identified and requisite information collected in prescribed format. The interaction will be utilized for bringing awareness among the cooperators about the new schemes and initiatives of NCDC, to help the cooperatives in identifying new activities to develop and diversify their business.

CSS-FPO: NCDC is nominated as a Nodal agency to implement this scheme in pan India. Under this scheme, 21 blocks have been allotted to NCDC in 5 districts of Haryana.

Sahakar Pragya: This initiative was launched by Hon’ble Federal Agriculture Minister Shri Narendra Singh Tomar on 24.11.2020 for providing the training to Primary Level Cooperative employees. As of now, LINAC RTC, Chandigarh has organized three Training Programmes under the supervision of LINAC, Gurugram. The summarized details are as follows:

New Initiatives in the Region during F.Y. 2020-21:

SAHAKAR Pragya, SAHAKAR Mitra, CSS FPO Scheme, PM FME, and SAHAKAR 22 are the main initiative programmes/schemes of the corporation.

Initiatives for development of Aspirational Districts (identified by NITI Aayog) through Cooperatives:

NCDC is focused for the development of Aspirational District identified by NITI Aayog in the State viz, Mewat (Nuh). Rs. 12.50 Lakh were sanctioned and Disbursed for strengthening the share capital base of the Ghasera PACS in District Mewat (Nuh). Some part of this district has also been identified for the development through ICDP Gurugram. ICD Project is sanctioned for the Mewat district for the infrastructure development of the cooperatives in the region.

Development Opportunities in the State through Cooperatives:

  • Haryana is the powerhouse of India in terms of economic & cooperative development in general and its strategic location in New Delhi NCR, in particular. The State has good numbers of PACS, CMSs and other type of cooperatives and these societies can become more effective by acting as hub for rural development and can help in achieving the aim of doubling the income of the farmers.
  • Cooperatives can not only help in taking up agriculture and allied activities but also may venture in health, transport, insurance sectors. NCDC has formulated the objectives in its New India Mission document – SAHAKAR 22.

Success Story:

  • The Gulab Fruit & Vegetable Growers and Marketing Cooperative Society Ltd., Rai, Sonepat, Haryana.
    The Gulab Fruit and Vegetable Growers and Marketing Cooperative Society Ltd. was founded by a group of farmers under the supervision of Sh. Kanwal Singh Chauhan (Padma Shri awardee) in 2001 primarily to train farmers to switch from traditional farming to cash crop farming so that they can fetch higher prices in the market and improve their standard of living and secondarily to culture the cooperative values amongst farmers.
    The founder of this society has introduced `White Button Mushroom’ which in turn became a game changer to the farming community. Though, this crop could be sown once a year due to temperature requirements, but the revenue generated is enough to change the living standards of farmers. Now, this crop has become staple crop in the region and providing handsome profit to the farmers.
    Started as training and trading entity, in 2012, the society with the help of the government, decided to set up a fruit and vegetable processing unit in the Rai Industrial Area in 2012, which enabled farmers to add value to their crop and reduce food shortage. The products which cannot be consumed and sold immediately can now be processed, canned, and kept for selling later. The processing has increased shelf life of these products and reduced wastage.
    Over the years, the society membership has grown to more than 150 farmers while the community has grown to 1200 farmers growing various cash crops like mushroom, baby corn, sweetcorn, tomatoes etc. The society adds value to these crops by processing and packaging activity and sells in the nearby markets. The main buyers of this society include big hotels and international outlets of fast-food industry.
    NCDC assisted this society for strengthening share capital base and increased its borrowing capacity and business dimensions. The society was Disbursed Rs.10.00 lakhs for this purpose. Financially, the society’s turnover has grown from just Rs.5.00 lacs to Rs. 5.00 crores per annum.

 

 

 

PUNJAB

Cooperatives in Punjab:

S.No. Category of Societies Number
1 State Level Cooperative Organizations (representing Marketing, Dairy Handloom Weavers, Fishermen, Sericulture, Oilseed, Sheep & Goat, Credit and Banking) 10
2 District Central Co-operative Banks 20
3 Primary Credit Cooperative Societies 89
4 Dairy Cooperatives 6470
5 Marketing Cooperatives 84
6 Cooperative Sugar Mils 15
7 Labour Cooperative Society 2141
8 Transport Societies 148
9 Fruit and Vegitables Societies 140
10 Other type of Societies 1146
  Total 10263

Implementation of NCDC Programmes in Punjab

Financial support by NCDC: Up to 31.03.2021, NCDC has provided total assistance of Rs.1150.92 crore benefiting various Cooperative projects/units as below:

S.No. Scheme/Activity Cumulative Disbursements as on
31-03-2021 (Rs. in crore)
1 Marketing & Inputs 302.08
2 ICDP 17.18
3 Sugar 95.51
4 Textile & Agro-processing 60.69
5 Storage & Cold Storage 44.81
6 Consumer 5.62
7 Industrial & Service 579.15
8 Computerization 0.21
9 Weaker sections 42.07
10 Promotional & Development (including CSR) 3.60
   Total 1150.92

Sector wise cumulative disbursements as on 31.03.2021

Achievements during last 5 years (Up to 31.03.2021)

Year Assistance
Sanctions Disbursements
(Rs. in crore)
Number Amount
2016-17 2 073.75 27.88
2017-18 2 950.00 380.43
2018-19 1 200.00 105.29
2019-20     130.13
2020-21 1 200.00 13.95

Highlights of the programmes assisted and other relevant achievements/ issues during the last 5 years (2015-16 to 2020-21):

The Road Map
Growing exponentially year on year the assistance has covered maximum sectors, i.e. marketing, ICDP, Sugar processing, cold storage, consumer, industrial, dairy and service cooperatives etc. Brief on sectors benefitted by NCDC funding are as under:
Marketing and Inputs: Rs.302.08 crore Disbursed to Punjab Markfed and Primary Marketing Societies in the State.
Sugar: Rs.94.94 crore Disbursed in favour of 19 beneficiaries till date. In 2016-17, Rs.41.75 crore was sanctioned for modernization of the sugar mill of Coop. Sugar Mills Limited, Bhogpur out of which Rs 41.75 crore stands Disbursed till date.
Apart from this, Rs. 13.95 Crore has been Disbursed to The Bhogpur Cooperative Sugar Mill under the scheme of Sugar Development Fund.
Ginning, Pressing and Spinning: Rs.45.94 crore Disbursed in favour of 19 beneficiaries.
Food grains, F&V and Oilseed: Rs.14.75 crore Disbursed to 21 small & medium processing units like rice mills, cannery etc.
Storage: Rs.44.81 crore is Disbursed for 4751 godown units comprising 3921 rural godowns and 830 marketing godowns of a capacity of 19.877 lakh MT.
Dairy Cooperatives: Margin money assistance of Rs.35.934 crore provided to Milkfed Punjab.
Handloom Cooperatives: Rs.3.86 crore is Disbursed in favour of handloom cooperatives in the State. The major beneficiary of the assistance was WEAVCO (State federation of handloom cooperatives). The assistance was provided for Shoddy Processing Unit, Ludhiana, post-loom processing facility centers at Hoshiarpur and Amritsar.
Consumer cooperatives: Rs.5.62 crores Disbursed to 2666 societies for rural consumer business.
Integrated Cooperative Development Project (ICDP): Rs.17.180 crore Disbursed in favour of two Integrated Cooperative Development Projects in Ferozepur and Hoshiarpur during 1994-2000.
Credit cooperatives: Cumulatively NCDC has sanctioned Rs.960.00 crore and Disbursed Rs.579.15 crore to credit cooperatives in the State. Main beneficiaries are Punjab State Central Cooperative Bank and Punjab State Cooperative Agriculture Development Bank. An amount of Rs 400 crore has been sanctioned in last two years to Punjab State Cooperative Agriculture Development Bank out of which Rs. 200 Crore has also been Disbursed.
Promotion & Development & CSR: Rs.15.00 lakh Disbursed for establishment of T&P Cell in Spinfed. Further, Rs.7.70 lakh was Disbursed in favour of one society for purchase of Medical Ambulance under CSR.
Women Cooperatives: During the year three women cooperative societies identified of the state. Out of which two were visited under SAHAKAR-22 and assess their requirements and crises to operate society.

Development Opportunities in Punjab through Cooperatives:

  • NCDC Strengthening of share capital base of Cooperatives through Punjab State Cooperative Agriculture Development Bank.
  • Implementing Integrated Cooperative Development Programme (ICDP) in the State.
  • Rehabilitation of sugar mills in the State.

Aspirational Districts:

NCDC is focused for the development of Aspirational Districts identified by NITI Aayog in the State viz., Moga and Ferozepur. Efforts are being made to provide financial assistance to cooperative societies of these districts. Analysis of the PACS was done in these districts during summer intern project. Both the aspirational districts have been covered under Sahakar 22 during the year. 4 blocks have also been identified in the Moga distrtict under CSS FPO scheme.

SAHAKAR 22:

Nurturing the Primary Level Cooperatives- In 2020-21, 150 Primary Level Cooperative Societies have been nurtured in the State till 31.03.2021.

Sahakar Pragya:

This initiative was launched by Hon’ble Federal Agriculture Minister Shri Narendra Singh Tomar on 24.11.2020 for providing training to Primary Level Cooperative employees. As of now, LINAC RTC, Chandigarh has organized three training programmes under the supervision of LINAC, Gurugram. The brief details are as follows:

Date of Training Topics Total Participants Mode of training
7-8 January, 2021 General Management 90 Online
18-19 February, 2021 Business Development and Assets Management 64 Online
15-16 March, 2021 Accounts and Book Keeping 72 Online

Central Sector Scheme- Promotion & Formation of 10000 FPOs: NCDC is nominated as a Nodal agency to implement this scheme in pan India. Under this scheme, 16 blocks have been allotted to NCDC in 5 districts of Punjab.

Success Stories:

  • The Lambra Kangri Multipurpose Cooperative Service Society Ltd. is one of the best cooperative society in Hoshiarpur of Punjab.
    These following services are rendered by society:-
    Financial Services: Deposits from members, FDRs and various loan services i.e. ST, MT, LT Agri loans, Study loans, Vehicle loans, and loans for women empowerment.
    Inputs Services: Fertilizer, Seeds and Diesel, etc.
    Production Aid Services, Marketing Services, Consumers Services Welfare Services and Clean environmental Services.
    Digital Services, Custom hiring services, digitalized diesel pump services also provided by society.
    Innovative Practices: Innovative tractor driven Mobile Gobar Collection, Container services fitted with Electronic Reading Meter Weighing Scale.
    Multifunctional facility through Overhead Biogas Supply Pipeline for 43 households by erecting poles with future provision for installing solar panels for street lights and CCTV cameras for surveillance.
  • The Bhogpur Cooperative Sugar Mills ltd. Bhogpur district Jalandhar Punjab.
    The Bhogpur Cooperative Sugar Mills Ltd., Bhogpur, District Jalandhar was set up in the year 1956 with a crushing capacity of 800 TCD which was later raised to 1016 TCD in the year 1988. The Bhogpur Cooperative Sugar Mills Ltd., Bhogpur intends to expand the existing capacity of the Sugar Mills from 1016 TCD to 3000 TCD with Cogeneration facilities of 15MW Capacity (with 8.54 MW Power Export to Grid) by dismantling of Plant and Machinery of Faridkot Cooperative Sugar Mills having 2500 TCD and its transportation & reinstallation at Bhogpur Cooperative Sugar Mills premises, independent of existing sugar plant after overhauling and repairs with addition of any new equipment/machinery.
    a) Dismantling of plant & machinery at Faridkot Co-operative Sugar Mills. Transport dismantled plant & machinery of Bhogpur Sugar Mills refurbish transported P&M at Bhogpur Sugar Mills.
    b) Procure New Plant & Machinery for Capacity enhancement to 3000 TCD.
    c) Perform all Civil works, reinstall & successfully commission all plant & machinery at Bhogpur Cooperative Sugar Mils.
    d) Operation & Maintenance of the newly installed facilities for a period of one complete season or one year after successfully commissioning whichever is later.

Project Cost:

The total value of the Bhogpur 3000 TCD alongwith 15 MW Co-generation Plant is approximately Rs.109.00 crore with Rs. 41.75 crore assistance from NCDC and Rs.27.091 crore assistance from SDF. NCDC and SDF made crucial contribution and gave financial support in completion of Bhogpur Project.
Outcome result of the trial season of Bhogpur Project:

  • The Bhogpur 3000 TCD and 15 MW Baggase Based Co-Gen. Plant was inaugurated by the Hon’ble Minister of Cooperation & Jail, Punjab on 23.11.2020 which is successfully commissioned.
  • During its trial season the mill has crushed 13.94 lac qtls. of cane and produced 1.17 lacs qtls. of sugar.
  • The plant exported surplus power to the State Grid and generated the revenue of more than Rs.6.00 crores during its trial season.
  • The maximum capacity utilization of sugar plant in a single day was 2700 TCD which is the 90% of the total capacity of 3000 TCD.
  • 15 MW Bagasse based co-generation power project worked at full capacity during the trial season.

 

Jammu and Kasmir

Cooperatives in J&K:

S.No. Category of Societies Number
1 State Level Cooperative Organizations 05
2 District Co-operative Banks 03
3 Urban Co-operative Banks 04
4 Primary Agricultural Cooperative Societies 795
5 Cooperative consumer stores 98
6 Primary Housing societies 106
7 Central Level Societies 102
8 Sale & Service Societies 29
9 Others 478
  Total 1590

Implementation of NCDC Programmes: In J&K

Financial support by NCDC:

Up to 31.03.2021, NCDC has provided total assistance of Rs. 39.58 crore benefiting various Cooperative projects/units as below:

S.No. Scheme/Activities Cumulative Disbursements as on
31.03.2021 (Rs. in crore)
1 Marketing & Inputs 1.25
2 Processing 5.47
3 Weaker Sections 21.62
4 Consumer 0.35
5 Storage 0.57
6 ICDP 10.26
7 Promotional Schemes 0.06
  Total 39.58

Sector wise cumulative disbursements as on 31.03.2021

Achievements during last 5 years (Up to 31.03.2021):

Year Assistance
Sanctions Disbursements
(Rs. in crore)
Number Amount
2016-17 1 0.77 0.80
2017-18 3 0.42 4.34
2018-19      
2019-20      
2020-21      

Highlights of the programmes assisted and other relevant achievements/ issues during the last 5 years (2014-15 to 2020-21):

  • The corporation’s schemes are mainly implemented in the state through various state government departments viz. Department of Finance, Cooperation, Animal husbandry (Poultry) etc. The assistance for poultry projects has provided employment to large no. of youth in the state besides becoming inspiration for others.
  • ICD projects in 2 districts have been completed. Apart from this RKVY-Capacity building trainings have been undertaken by the corporation in the state for the development of farmers through cooperatives.

New Initiatives in the Region during F.Y. 2020-21:

ICDP & Dairy: DPR for ICD project in Leh and Kargil has been prepared and is under consideration of UT Level Coordination Committee. Apart from this NCDC is focused on initiating new Poultry & apiculture projects in the state.

SAHAKAR 22: Under this programme, RO has visit 11 societies in the UT during 2020-21 and identified their needs/challenges/business scope etc.

Initiatives for development of Aspirational Districts (identified by NITI Aayog) through Cooperatives:

NCDC is focused for the development of Aspirational Districts identified by NITI Aayog in the State viz, Baramulla & Kupwara. One primary society in Kupwara district was given NCDC Regional Award for Excellence in Cooperatives.

Development Opportunities in the J&K

Development Opportunities in the state through Cooperatives: Jammu and Kashmir, being a hilly state, is blessed with naturally occurring micro agro-climatic regions suitable for cultivation of a wide range of agri-horticultural crops with a great potential for development. But the level of farm mechanization in the state is very poor with respect to mechanical power, efficient implements, water management, land reclamation, renewable energy, and postharvest technology sectors. The farm mechanization is badly hampered by stepped, small and irregular fields, undulating topography, lack of skilled manpower, poor facilities of repair, maintenance, and manufacture of implements and high-cost solar gadgets. Immediate attention of the state government and other funding agencies is required to strengthen the agricultural engineering wing in Jammu and Kashmir. A strong cell of agricultural engineering should be created to handle the farm mechanization problems. Despite various constraints, there is a great scope for increasing productivity of land and farmer's economy through creation of small water resources for irrigation, land development, use of efficient farm power and implements, rainwater harvest, disseminating renewable energy gadgets and introducing small scale agro-based industries employing post-harvest engineering principles.

  • Horticulture plays a vital role in the economic development of the state. With an annual turnover of over Rs.3 billion (US$43 million), apart from foreign exchange of over Rs.800 million (US$12 million), this sector is the next biggest source of income in the state's economy. The region of Kashmir is known for its horticulture industry. Horticultural produce from the state includes apples, apricots, cherries, pears, plums, almonds, and walnuts.
  • Handicraft is J&K’s traditional industry and occupies an important place in the economy of the state. Kashmiri silk carpets are famous globally and earn substantial foreign exchange. Wood from Kashmir, popularly known as Kashmir willow, is used to make high-quality cricket bats. The cottage handicrafts industry provides direct and gainful employment to around 340,000 artisans.

Success Stories:

  • The Cooperative Marketing Society Ltd. is one of the profitable society at Kupwara in J&K.
    The Society has done a commendable business during the last three years as per below proforma:
    • The Society is in the business of purchase and sale of sugar, rice, edible oil, brain, furniture fixture, stationery items, sale of computer items, cement and iron.
    • Manufacture of Spices and Dressing of Poultry Birds.
    • Process of Walnut kernals.
    • Creating facility for preserving vegetables and fish meat.
    • Cutting and ginning of rice etc.

Ladakh:

Cooperatives in Ladakh:

In the Leh & Kargil districts of Ladakh, various types of societies exists, details are as under:

In Leh:

S.No. Category of Societies Number
1 PACS 77
2 Consumer
Cooperatives
2
3 Marketing/Fruit &
Vegetables Grower
Cooperatives
18
4 Govt. Employees Credit
Society
1
5 Housing Cooperatives
Society
2
6 Meat Dealer
Cooperative Society
1
7 Milk Cooperative
Society
2
8 Transport Cooperative
Society
2
9 Labour Cooperative
Society
1
10 Handicraft Cooperative
Society
2
  Total 98

In Kargil:

S.No. Category of Societies Number
1 PACS 81
2 Consumer
Cooperatives
9
3 Whole Sale
Cooperatives
2
4 Marketing/Fruit
Grower Cooperatives
4
5 Govt. Employees
Credit Society
1
6 Housing Cooperatives
Society
1
7 Meat Dealer
Cooperative Society
2
8 Milk Cooperative
Society
2
9 Transport Cooperative
Society
1
10 Labour Cooperative
Society
2
11 Poultry Cooperative
Society
2
  Total 107

Fund Flow from NCDC for various Cooperative Development Projects / Programmes in the UT:

Sanctions:

S.N. Beneficiary Sanctioned Amount
(Rs. in lakh)
1 Siachin Poultry Development Cooperative Farm Ltd. 32.36
2 ICDP Kargil (Through Government) 04.60
3 ICDP Leh (Through Government) 04.60

Disbursements:

S.N. Beneficiary Disbursed Amount
(Rs. in lakh)
1 Siachin Poultry Development Cooperative Farm Ltd. 18.51

Initiatives in the UT during FY 2020-21:

  • The focus is to assist all cooperatives with a development perspective under the various schemes of NCDC/GoI in the UT.
  • Nurturing of cooperatives under Sahakar 22
  • Cooperative societies would be facilitated through online training sessions on various topics under Sahakar Pragya.

Development opportunities in the UT of Ladakh through cooperatives:

  • ICDP: NCDC assisted programme ICDP will be implemented in both the districts of Leh & Kargil of the UT in near future. In this connection DPR’s of ICDP have prepared and it is under consideration of UT Government for further examination and necessary action.
  • PM FME: From the UT, some cooperative societies engaged in Food & Processing are identified for facilitation under the scheme.

CHANDIGARH:

Cooperatives in Chandigarh:

S.No. Category of Societies Number
1 State Level Cooperative Organizations (representing Marketing, Dairy Handloom Weavers, Fishermen, Sericulture, Oilseed, Sheep & Goat, Credit and Banking) 1
2 District Central Co-operative Banks 1
3 Primary Credit Cooperative Societies 15
4 Dairy Cooperatives 1
5 Marketing Cooperatives 1
6 Cooperative Sugar Mils 0
7 Labour Cooperative Society 0
8 Transport Societies 2
9 Fruit and Vegitables Societies 0
10 Other type of Societies 1
  Total 22

Implementation of NCDC Programmes :

Financial support by NCDC:

Up to 31.03.2021, NCDC has provided total assistance of Rs 0.006 crore to cooperative societies in Chandigarh.

New Initiatives in the Region during F.Y. 2020-21:

  • Nurturing of Primary level cooperatives through need identification.
  • Chandigarh Administration is planning to set up a multi-institutional Education City at Sarangpur Institutional area, Chandigarh. A total area of 130 acres has been made available for the Education City, by the Administration. Chandigarh Administration would also provide common facilities through the Chandigarh Housing Board.
  • A Botanical Garden has been developed on 178 acres in Village Sarangpur to promote ecotourism. To give a boost to biotechnology in the city, the administration is planning to have a Chandigarh Science Park alongside the Botanical Garden in Sarangpur. The science park will be set up to promote higher education, R&D, biotechnology & health services.

Development Opportunities in the Chandigarh through cooperatives:

Through cooperatives in the following sectors
i. Banking
ii. Tourism & Hospitality
iii. Marketing
iv. Transportation
v. Housing

Development Opportunities in the Chandigarh through cooperatives:

The Mani Majra Co-operative Marketing cum Processing Society is supplying food/dietary and other items, to the Chandigarh Administration’s departments. The Society is an approved agent of Sohna Vanaspati of Markfed and other Markfed products. In addition to above, the society also put stall with cheap onion and potato from time to time on the orders of Deputy Commissioner, U.T., Chandigarh on ‘no profit no loss basis’.